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A-Z Loan Glossary

A4 Amount
B4 Bank
C4 Cost
D4 Debt
E4 Equity
F4 Finance
G4 Grant
H4 Home
I4 Insurance
J4 Joint
K4 Key
L4 Loan
M4 Mortgage
N4 Net
O4 Overdraft
P4 Premium
Q4 Quote
R4 Rate
S4 Secured
T4 Tenant
U4 Unsecured
V4 Variable
W4 Waiver
X4 XD
Y4 Yield
Z4 Zero

A-Z of the Loan Industry's Jargon when Targeting Consumers for Loans
Consumer Loan Packages

Credit Card

Credit Card: A credit card gives you the power to buy goods or services now and pay for them later. It represents an approval by a bank or company to use their money. Credit card issuers are usually banks, even though the card may bear another company name or logo. The name of the issuer appears somewhere on the card. Trade names such as VISA and MasterCard are not actually card issuers. They are termed "membership associations." Banks use them for their payment processing services, policy setting and marketing assistance. Many different banks can package their own cards and different terms of credit using the logo and services of an association membership.

Expanded List of Definitions "C"

· Cancellation Clause · Capacity · Capital · Capital and Interest Mortgage · Capital Campaign · Capital Claims · Capital Gains Tax · Capital Grant · Capitalised Value · Capped Rate · Caps · Carpet-Bagger · Cash Surrender Value · Cashback · Cashflow · CAT Standards · Caveats · Cede · CGT · Challenge Grant · CHAPS Clearing House Automatic Payment System · Charges · CII · Claim · Claims Experience · Claims Reserve · Class 1 Contributions · Class 2 Contributions · Class 3 Contributions · Clawback · Closing · Closing Costs · Co-Insurance · Collective Investment · Commercial Lines · Commission · Committed Funds · Community Funds · Commutation · Commutation Factors · Company Representative · Compound Interest · Compulsory Purchase · Compulsory Purchase Annuity · Conditions · Confirmation · Consequential Loss · Continuation Option · Continuing Professional Development · Contract · Contracted In · Contracted Out · Contributions Committee · Convertible Term Insurance · Conveyancing · Cooling Off Period · Corporate Bond · Corporate Contributions · Corporate Foundation · Corporate Giving Programme · Corporation Tax · Cost Adjusting Factor · Cover Note · CPD · Credit Card · Credit Rating · Credit Report · Critical Illness Policy · Custom Excise ·